TCC Home Equity (Term) Loan

Home Equity (Term) Loan

Do you own a private residential property? You have an option to pledge it to TCC for cash that can be used for clearing outstanding debts or any other purposes.

  • Interest Rate

    From 4%p.a

  • Loan To Value (LTV) Ratio

    1st Property: Up to 80% of property market value

    Subsequent Property: Up to 60% of property market value

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Criteria for Applicant:

  • Must be Singaporean or Permanent Resident, above 21 and below 60 years of age.
  • For salaried employees, must be confirmed employee earning a minimum basic salary of $5,000 and above.
  • For commissioned earners or self-employed, must be with the same company for at least two years and earn an average monthly income of $5,000 based on the latest Notice of Assessment (NOA).