Marriage Loan

A wedding is for a day, but a marriage is for a lifetime. Make your wedding a lifetime memory for your loved ones. TCC Credit Co-operative provides flexible and affordable Marriage Loan for all couples when they are in need.

Maximum loan amount:
Up to 6 times of income

Repayment period:
Up to 5 years

Interest rate:
5% p.a.

Eligibility Criteria

Main / Joint Applicant:

  • Singapore Citizen or Singapore Permanent Resident
  • Age between 21 and 60 years old
  • Earning a minimum monthly basic salary of $1,200
  • Open to salaried or contract staff, self-employed, private hired drivers
  • TCC Membership application will be processed together with loan application (for non-members)

Surety (if any):

  • Singapore Citizen
  • Age between 21 and 55 years old
  • Earning a minimum monthly basic salary of $2,000

The Complete Guide to Marriage Loans in Singapore

Who can apply for a marriage loan?

TCC offers renovation loans to Singapore citizens and Singapore permanent residents, either salaried or contract employees, self-employed and those in gig economy.

Is there a required minimum salary to apply for a marriage loan?

Generally, as long as they earn a minimum monthly basic salary of $1,200.

Can non-members apply for a marriage loan from TCC?

Non-members are welcome to apply with us. We will process their membership applications together with the loan applications.

What documents are needed to apply for a marriage loan?

(1) Credit bureau report (https://www.creditbureau.com.sg/buy-my-credit-report.html)
(2) NRIC, front & back
(3) TCC Application form

For salaried employees:
(1) Latest month payslip
(2) 15 months cpf contribution statement

For self-employed individuals:

  • Latest 2 years tax notice of assessment

For gig economy individuals:

  • Latest 2 years tax notice of assessment
  • Last 6 months of income statements

What is the maximum amount you can loan?

The maximum amount you can get from the marriage loan is up to 6 times of income or $10,000, whichever value is lower.

How long is the time period allotted to pay for the marriage loan?

You can choose a repayment period between 1 to 3 years.

How much is the interest rate for marriage loans?

The interest rate for marriage loans is at a flat rate of 5% per annum.

How can I contact TCC to apply for a marriage loan?

You can contact us at 6319 3700 or email us at marketing@tcc.org.sg

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