A. Main and joint applicant
Required Documents:
NRIC Copy (front and back)
For salaried employees,
– latest payslip
– latest 15 months CPF Contribution History
– latest income tax notice of assessment (for loan amount above $10,000)
For commissioned earners,
– latest 6 months commission statement and
– latest 2 years income tax notice of assessment
For self-employed,
– latest 2 years income tax notice of assessment
Copy of Marriage Certificate (if this is a joint application)
Credit Bureau Singapore Report (go to http://www.creditbureau.com.sg/ to obtain a copy using your SingPass)
Latest 6 months statements for loans from financial institutes (e.g. credit card statements, personal loan statements from Banks)
Letter of Undertaking for the cancellation of the consolidated loans or credit facilities
Letter/Email stating the reason for the accumulation of the debts
B. Surety/Sureties
Required Documents:
NRIC Copy (front and back)
Credit Bureau Singapore Report (go to http://www.creditbureau.com.sg/ to obtain a copy using your SingPass)
For salaried employees,
– latest payslip
– latest 15 months CPF Contribution History
– latest income tax notice of assessment (for loan amount above $10,000)
For commissioned earners,
– latest 6 months commission statement and
– latest 2 years income tax notice of assessment
For self-employed,
– latest 2 years income tax notice of assessment